I am not an avid fan of credit cards because I think they can do more harm than help, but I do however have and frequently use my Discover More Credit Card! I wanted to share with you some of the major benefits of using a credit card like this. This is what the Discover More Credit offers:
- 0% APR for 15 Months: Great for financing something that is a necessity in your life right now with absolutely no cost!
- 1% Cash Back on Everything: You automatically get 1% cash back on all purchases made with your Discover More Card! I usually purchase things with this card and pay them off completely when the bill comes!
- 5% Cashback Bonus: Throughout the year, Discover offers a 5% bonus cash back in specific categories. Here are the current ones they are offering now:
- Earn up to 20% Cash Back Online: Discover has a shopping porthole (similar to Ebates) where you can shop online and earn 5% to 20% cash back on every purchase you make at over 200 top online retailers. Just log in, shop and rack up rewards.
- Warranty Extnesion: When you buy things with your Discover card, they automatically double the original manufacturer’s warranty up to one additional year on warranties of 36 months or less.
- Purchase Protection: You are automatically protected for 90 days and up to $500 on stolen or damaged purchases when your entire purchase is made with your Discover card. All you have to do is call to report your claim within 45 days after the theft or damage occurs.
I use my discover card for all my online purchases so that I don’t ever have to worry about my ATM card number being stolen and my money too. This is by far my favorite card because of all the benefits and cash back. The best part is there is no annual fee for all these benefits! If you can be disciplined about paying off your card each month, this is a wonderful way to protect your purchases and earn some extra cash back!
Check out the Discover More Credit Card!